Meet the Board

The Board of Directors for the Association are drawn from across Australia and across the small and medium amount credit contract sector. Board Members have a wealth of experience in the industry both in Australia and in overseas markets both in traditional face-to-face lending and dedicated on-line lending platforms. Board Members can be drawn from both the General Membership and Associate Membership or from the wider community. The Board currently consists of the following members;

Michael Rudd – Chairman

Qualifications: Certificate IV in Credit Management FNS40111

Experience and expertise:

Previously the CEO & Managing Director at CommitCo Pty Ltd which owns and operates the Cash Train and Cash Stop Group of Companies comprising of approximately 50 branches nationwide, as well as the Online teams domestically and internationally.

Previously held Executive Management positions with national ASX listed company now named Solvar Pty Ltd (ASX: SVR) formerly known as Money3 Corporation Limited Pty Ltd (ASX: MNY)

Over 15 years’ experience in general management, leadership, operations, sales, audit, and compliance in high growth national organisations which involved

Comments: In joining the board of the NCPA I look forward to adding value, and working with all stakeholders in the industry to ensure workable outcomes for both industry players and the regulators. Money3 Corporation is a proud supporter of the NCPA’s commitment to represent the alternative credit providers in Australia by working with ASIC in an open and transparent manner to continue improving the performance of the industry and providing safe affordable products for consumers.

Peter Cumins – Director

Qualifications: Qualified accountant

Experience and expertise:

Peter has worked in senior executive positions in the government health sector, specifically Fremantle Hospital Group where he was a Finance and Human Resource Manager.

Peter has had experience holding directorship at EZCORP Inc, a listed company, ceasing directorship on 9 April 2019

Over 15 years’ experience in general management, leadership, operations, sales, audit, and compliance in high growth national organisations which involved secured and unsecured lending as well as leasing products.


James Ronald BairdDirector

Qualifications: Certificate IV in Finance/Mortgage Broking

Experience and expertise:

Company Director since 2001.

7 years working in the banking industry including executive management.

20 years working in Micro Credit.

6 years in Franchise Management.

Paul Walshe – Director

Qualifications:

Diploma in Finance & Mortgage Broking

MBA (Executive) Australian Graduate School of Management

Bachelor of Engineering (Hons) Sydney University

Experience and expertise:

Currently founder and MD of Fair Go Finance Pty Ltd, which commenced trading in 2008.

10 years in the consumer finance market.

Prior to joining the consumer finance undertook operational and management roles in corporate advisory, professional services (Ernst & Young) and industrial businesses (Telstra and BlueScope Steel).

Comments: Since its inception, the NCPA (previously known as NFSF) has been instrumental in communicating the evolution of the Australian non-bank consumer finance market to industry stakeholders. Through this engagement it continues to lead to better outcomes for consumers by ensuring a sustainable and more transparent credit market that consumers can access with confidence. Given that membership is not compulsory, those Companies that are Members choose to financially support these NCPA objectives.


Jake Tiver – Director

Experience and expertise:

Jake Tiver is the Head of Legal and Compliance & Company Secretary at Nimble. Jake has extensive corporate law experience working for well-known fast moving consumer goods businesses and in-house legal counsel roles, Jake is an expert in the finance sector, and the Nimble company secretary overseeing all compliance, risk and regulatory obligations, as well as the fraud and cyber security division at Nimble.