Membership

Becoming A Member Of The NCPA

The National Credit Providers Association covers all states and territories in Australia to represent small and medium amount credit providers, as well as suppliers to our industry as Associate Members. The Association strives to promote the development and sustainability of the industry and to promote and protect the rights of our members’ customers by applying responsible lending processes.

As part of the process of becoming a Member, you will receive documents regarding how the Association operates and what is expected of you as a Member. Your Membership Application form will give us comprehensive information about your entity which is part of the assessment process towards Membership approval. There are two levels of Membership – General Membership and Associate Membership.  General Membership is for those operating in the small and medium loan market place under an ASIC Credit Licence.  Other entities associated with the industry but not actually lenders (such as software providers, solicitors, accountants) are classed as Associate Members with a different level of fees applying to each type of Membership.

Once accepted as a Member, you will be given access to restricted areas of the Association website where Member-only information is stored but will be available to you 24/7. As a Member of the NCPA you will receive representation on regulatory issues facing the industry, regular updates of information relating to both the industry as well as good corporate governance issues and also relevant industry education. Our once a year, AGM is also a training day where Members hear important information from keynote speakers relating to the industry, meet fellow Members, and discuss current industry issues with attending industry representatives. Members of the NCPA abide by a Code of Conduct to ensure a level of high ethical standards and agree to follow the Goals and Missions of the Association.

Benefits of Membership

What we do for our Members

NCPA promotes a viable industry sector by; relationship building, direct lobbying, preparing submissions, generating industry specific reports and research, as well as promoting responsible lending practices and corporate governance to our Members.

The Association has overseen or developed:

• specialist Guidance Notes for increased compliance;
• Certificate IV course for non-ADI lenders;
• specialist loan contracts;
• updates on regulatory activity;
• a conduit for Members to voice their opinions on legislation under consultation with policy makers regarding issues in the market place;
• publication of member updates throughout the year;
• maintaining ‘Push back’ campaigns to challenge any incorrect media or academic reports that could adversely affect the credit market; and
• comment to the media as required to protect and promote our industry sector.

The Association works with key government bodies such as ASIC, AFCA, AUSTRAC, the ACCC and ATO, Treasury, ARCA and various Parliamentary committees and inquiries.

Member Testimonials